Philanthropy at Cadbury CCRC in NJ and Delaware


Through the years, Cadbury has made a significant impact on the lives of older adults entrusted to our care (and to their families, friends and neighbors) by helping them live life to its fullest.

Following Quaker values, Cadbury is dedicated to the mission of continuing excellent care to our residents & members.   Additionally, Quaker practices of compassion and social justice, leads Cadbury to its contractual commitment to independent living residents & members to ensure they will have confidential financial support should they no longer be able to meet their financial obligation to Cadbury due to inflation, personal emergency, or other unexpected circumstances. Gifts to the FRIENDS OF CADBURY FUND, supports this commitment.

Other funds: Improvement Fund & Endowment Fund.

Ways to Give

The following information provides a brief overview of the numerous ways that gifts can be made to Cadbury Senior Lifestyles. It is important for you to choose the giving plan that best fits you and your financial situation. You should consult your attorney, accountant or other financial advisor to determine which plan is best for you.

We would be pleased to discuss these plans with you and/or your adviser in a confidential and private conversation.


1) Outright Gifts

Outright gifts are especially welcome because they can be used immediately to meet Cadbury’s current needs. Such a gift may be made in one year or as a multi-year pledge given over a three to five year period. All such gifts are tax-deductible. The actual deduction depends on individual circumstances. A gift or pledge payment may take the form of cash, appreciated property (such as securities or real estate), or many kinds of personal properties with a marketable value.

  • Gifts of Cash

Gifts of cash are fully deductible up to 50% of a donor’s adjusted gross income. Any excess can be carried over for up to five years.

  • Gifts of Appreciated Property

Gifts of appreciated property provide a great opportunity to realize favorable tax benefits. The most favorable tax benefits are generated by contributions of appreciated long-term capital gain securities and real estate.

2) Planned Gifts

A planned or deferred gift is one that is arranged during one’s lifetime, but the benefits to Cadbury are deferred to a future date. Planned giving is important to the future of Cadbury. In addition, a donor may receive a number of advantages such as immediate tax benefits or lower estate taxes.

  • Charitable Gift Annuity

A charitable gift annuity provides an immediate federal income tax deduction and a fixed lifetime income payment, some of which might be free from federal income tax. Annuity rates are tied directly to the age of the income beneficiary at the time the gift is made. The older the annuitant at the time of the gift, the higher the rate. The minimum gift for an annuity is $10,000.

  • Life Insurance

A gift of life insurance can provide a significant charitable deduction. You could purchase a new policy or donate a policy that you currently own but no longer need. If you have paid some of the premiums, but not all, you may claim a deduction on the present value of the policy (generally the cash surrender value).

3) Bequests

A bequest to Cadbury is a gift everyone can make through their will. It involves no immediate loss of capital or income.

Sample wording for persons who may wish to make a bequest to Cadbury Senior Lifestyles:


“I give and bequeath the sum of $ ____ to Cadbury Senior Lifestyles.”


“I give, devise and bequeath to Cadbury Senior Lifestyles (all, or ____ %, or a specific fraction) of the rest, residue and remainder of my estate, both real and personal.”

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