Cadbury at Home
2317 Church Road
Cherry Hill, NJ
Four Members of Cadbury at Home
No one had to convince the Freys to plan for their retirement. With their only son David living in California, they knew that proper planning was going to be very important for their future.
Paul and Shirley Frey, now both in their mid-70's, began planning for their retirement 15 years ago by buying a one story home in Moorestown, a home in which they could easily age if that is what they chose. A few years later, they researched all of their options. They considered moving into a retirement community, but decided they really wanted to stay in their home, in a town in which they had lived for over 40 years. This decision prompted them to search for long-term care insurance. They finally purchased a very expensive policy. So, why are they Charter Members of Cadbury at Home?
"My husband and I knew something was missing in our planning," said Mrs. Frey. "We are both only children, and our son was living in California. We kept wondering how we would manage if our health started to fail and we needed assistance. Even though some of our long-term care services would be paid for by our insurance policy, there would be nobody to help us coordinate the services. We felt we really needed somebody to rely on for assistance if either of us ever became ill. Cadbury at Home offers a very well-rounded program -- all the services we will ever need, plus the coordination of those services."
"Cadbury is a well-known, solid organization," said Mrs. Frey. "Surprisingly, the at-home program was also cheaper than our long-term care insurance policy when we compared it dollar for dollar. It was not a difficult decision to cancel our insurance policy and join Cadbury at Home."
The Freys lead very active lives. Both Mr. and Mrs. Frey still work part-time in the family business. When he is not working, Mr. Frey enjoys playing golf, hunting, fishing and gardening. Mrs. Frey volunteers for the NJ State CHIME program, an insurance counseling program for seniors. She is also a tax aide for the IRS VITA program and a tax counselor for the AARP tax program. A few years ago, the Frey's son returned from California to join in the family business. "Even though David is back in this area, we know we have made the right decision joining Cadbury at Home. We don't want the burden of our care to fall on David's shoulders. I think it's best for all of us to have Cadbury to rely on."
Charlotte and Fred Rexon of Haddonfield as new members of the program on December 28, 2000.
They are the 99th and 100th members to join Cadbury at Home. "We are so pleased both to have the Rexons join our program and to celebrate reaching such an important milestone", shared Sarah Lentz Spellman, Executive Director of Cadbury at Home, "What a perfect couple to represent our program. They truly embody the "new age" of aging!"
Fred Rexon was born and raised in Haddonfield. A graduate of Haddonfield High School, Spring Garden College and Drexel University with a degree in engineering, Mr. Rexon started an industrial engineering firm in 1947, specializing in automation machinery. His company has since grown into 3 plants located in New Jersey, Indiana and Georgia. Mr. Rexon's son, Fred, Jr., serves as company President and Mr. Rexon currently serves as Chairman of the Board. "I work every day and wouldn't dream of stopping," explained Mr. Rexon, "and I'm not the oldest employee with my firm. We pride ourselves on the longevity of our staff. The oldest employee recently passed away at 85 years of age. I truly believe that experience is invaluable in this industry." As the patriarch of one of South Jersey's oldest and most successful family businesses, Mr. Rexon was asked to lend his expertise on the Advisory Committee of the Family Business Division of the Rutgers School of Business.
Mr. Rexon's friends call him "Mr. Haddonfield." He is an active member of the Haddonfield Methodist Church, serving as Property Committee Chairman for 25 years and currently as Vice Chairman of the Trustees. He has been an active volunteer fireman for 50 years with the Haddon Fire Company, where he served as President, and is currently Chairman of the Ambulance Association. He is Vice Chairman of the Haddonfield Foundation, an organization that was started to perpetuate civic purchases and improvements in Haddonfield and also serves on the Haddonfield Library Expansion Committee. He is an active member of the Haddonfield Rotary and was Haddonfield's Citizen of the Year in 1992. And if that is not enough civic participation, he has a home in Ocean City, New Jersey and is an active past Commodore of the Ocean City Yacht Club and the announcer/commentator for the Night in Venice Parade and the annual Ocean City Baby Parade. Mr. Rexon is also a speedboat racer, and in younger days was a national champion.
Charlotte Rexon was born and raised in Wilmington Delaware. She graduated from Mary Washington College and has been an active member of the American Association of University Women for over 40 years. She is a past president and a member of the executive board of the Wilmington Branch and is Treasurer of the Camden County Branch. She is a member of the Haddonfield Fortnightly and the Haddonfield Historical Society. Mrs. Rexon is also a member of the Haddonfield Methodist Church where she tutors elementary aged children once a week from the Camden Neighborhood Center. She is an avid painter who takes painting classes each week. Beautiful portraits of children and landscapes painted by Mrs. Rexon adorn almost every room in her home. Mrs. Rexon belongs to two bridge clubs and also plays golf at least once a week when the weather allows. She says she often gets her age and her handicap confused!
Mr. and Mrs. Rexon love to travel. They prefer cruises. "Cruises allow you to see many different places without having to pack and unpack your bags," explains Mrs. Rexon. They have ventured to Alaska, Scandinavia, Russia, the Mediterranean, the Panama Canal and the Caribbean. They spend a month in Florida in the winter and the summers in Ocean City, New Jersey.
Fred and Charlotte had been neighbors in Ocean City for years. When both of their spouses passed away within 6 months of each other after battling cancer, they turned to each other for support. Support soon turned to love and they were married on June 15, 1990. Charlotte moved to Haddonfield and eventually they bought their current home. Their blended family consists of Fred's son and daughter, Charlotte's three children and a total of 10 grandchildren. When asked why they joined Cadbury at Home, Mrs. Rexon described their motivation. "We bought this home 5 years ago because it is perfect for us," Mrs. Rexon explained. "Our bedroom is on the first floor, yet we have a second floor where the grandchildren sleep during their frequent over night visits. We also don't want our children to have to worry about us as we age. This program really fits our lifestyle."
An Open Letter to South Jersey Seniors
As a long time South Jersey-ite and also a member of Cadbury at Home, I want to share with you some information that my wife and I believe should interest all over-60 seniors in our area.
While we also realize that many people don't want to even think about long-term care ("I'm not ready yet! "), let's face it: most of us will need some form of long-term care in our lifetime. So it's essential to explore all of the options available to you today and then put in place a long-term care plan that provides comprehensive services and real financial protection.
What Cadbury at Home has done is combine into one complete package of services all the elements of long term care: affordable insurance, care management and provision, assisted living, and skilled nursing care ... and focus on helping its members remain in their homes supported by that package. It's the only pro- gram of its kind in New Jersey and is considered a "continuing care retirement community without walls." Part of Cadbury Senior Services, it's a Quaker-guided organization with a long history of community service and quality care for older adults.
My wife and I have dealt with long-term care situations with our own parents. Mine moved into an apartment in a continuing care retirement community (CCRC) and lived there very happily for over 20 years. And for several years my wife learned first-hand the responsibilities of being a full time care manager for her mother. So our analysis of our own long-term care options was thoroughly based on experiential knowledge.
Results of that analysis: Cadbury at Home was our logical choice ... and we believe it should be carefully considered by most South Jersey seniors. Slightly addicted to alliteration, I can summarize our reasons for joining Cadbury at Home in what we call the "8 P's."
From our perspective, Cadbury at Home has done an excellent job of "Packaging our P's Perfectly". They are all important to us. We hope we never need Cadbury at Home's care but we're very glad we made the decision to join.
Please do yourself a favor and at least take the time to attend one of their upcoming Cadbury at Home informational seminars or arrange to meet with a Continuing Care Counselor to get all your questions answered concerning this innovative program. No matter what you decide regarding long-term care, learning more about Cadbury at Home will be time well spent.
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