The Best Value in Long-term Care.

Across the country, the cost of in-home and long-term health care is rising steadily. Cadbury at Home™ is designed to protect you and your family from the uncertainties of those spiraling costs by making the services you need available for a one-time membership fee, which is based on your age at the time of enrollment, and affordable monthly maintenance fees. The costs to join Cadbury Continuing Care at Home are a fraction of the costs you may pay for long-term care services separately.

Flexible Pricing Available

Eligible members may choose from several enrollment options to meet their financial objectives. For example, Gold Plan members receive 100-percent coverage for all Cadbury at Home services; Silver Plan members pay reduced membership and monthly fees, but co- payments are required for some services. Two people who occupy the same residence are both eligible for discounts when they enroll at the same time. We also have the ability to flex the membership or monthly fees to fit better with your personal financial situation.

Tax Advantages

It is the opinion of our tax attorneys that the membership and monthly fees for Cadbury at Home are tax-deductible as pre-paid medical expenses. We recommend you discuss any tax issues with your personal accountant or financial advisor.

An investment in Cadbury at Home is an easy way to protect your financial assets.

As a member of Cadbury at Home, you know what you will pay for long-term care services, no matter how much or how long you need services. You can preserve your assets for other important reasons -- like vacations, your children and grandchildren, your future.

Members of Cadbury at Home have a personal care coordinator who takes the burden of your care from family and friends.

"Oh Mom, don't worry. I'll take care of you," Your son or daughter may have said this to you. They mean well but is this really what you want? Most family members have good intentions and want to help, but the reality of caring for someone as they age can be very demanding and difficult. Our members can turn to their personal care coordinator for the guidance and long-term care that they need. Family members are involved in decision making if you want them to be, but they don't have to be responsible for making decisions alone, searching for quality providers of care and making sure you are safe and happy.

Cadbury at Home guarantees services for members.

For over a quarter century, it has been the philosophy of Cadbury Senior Services, our parent organization, to continue providing services to residents even when they have run out of money. As is described in our member agreement, Cadbury at Home, a non-profit Quaker organization, will continue this tradition, providing the same guarantee of services to our members.

Cadbury at Home provides all levels of long-term care on both a temporary and/or a permanent basis.

Cadbury Continuing Care at Home provides any level of long-term care that you may ever need in the future. As a member of our program, you are secure in knowing that any of your long-term care needs will be provided by Cadbury at Home.

For members of Cadbury at Home there is no waiting period for services.

Whether you have a broken hip, need surgery, or need more assistance on a regular basis because of aging, we will provide you with the services you need as soon as you need them and for as long as you need them. All you need to do is call your personal care coordinator and she will make sure you receive services as soon as possible.